Go to Meritz Fire Insurance actual insurance claim method and document confirmation
Let’s check how to claim Meritz Fire Insurance actual insurance money and the documents required for claiming. These days, it’s really easy to file a private insurance claim.
All you have to do is take a photo of the required documents and upload them to the mobile application. We have summarized what documents are required to claim Meritz Fire Insurance and how to claim them. 메리츠화재 실비보험 청구서류
Insurance claim method and claim documents 좋은뉴스
What is private insurance?
Actual expenses insurance is an abbreviation of actual loss medical expenses insurance, and it is an insurance that compensates for medical expenses incurred in hospitals, clinics, or pharmacies. It is not 100% compensation, but there is a deductible amount for each item with up to 90% compensation. (In the past, there were also products that compensated 100%.)
For example, the money spent at the pharmacy must be at least 10,000 won to be claimed, and after deducting at least 8,000 won from the out-of-pocket cost, only the remaining difference comes out as insurance money.
The deductible (deductible rate) of this type of insurance differs depending on the period of insurance subscription, type of hospital, drug costs, etc.
Even if the same cost comes out, the amount refunded may differ depending on the time of insurance. To check the most accurate deductible, you can contact the customer center or contact person in charge, or check your insurance policy.
1. Insurance claim method
There are several ways to claim actual insurance money: Internet, mobile phone application, mail, fax, or in-person claim.
When making a claim via internet, fax, or mobile, only cases where the claim amount is less than KRW 1,000,000 are available. If the amount exceeds 1,000,000 won, you must submit the original documents, so you must apply by mail or in person.
■ Apply through the mobile application
The easiest way is to use the Meritz Fire & Marine application. You don’t even need to sign up as a member. For the Meritz Fire & Marine application, search for ‘Meritz Fire & Marine’ on the Google Play Store or App Store and install the application shown in the image below.
After installing the application, enter the type of accident, date, etc. in the insurance claim menu and register the documents.
To apply on the homepage, use the [Insurance claim (document transfer)] menu in the [Compensation/Insurance claim] menu on the Meritz Fire & Marine Insurance homepage. To apply on the homepage, you must log in to the identity verification step. Prepare in advance. It proceeds through the steps below.
Select insured > Select insurance claim > Enter accident type and claim information > Consent to personal information processing > Send required documents
■ Apply by fax
If you wish to apply by fax, it is recommended that you first call the customer service center and apply for an insurance claim. After checking the required documents, send a fax to the number below and you will receive a letter of completion within 1-2 days. When sending a fax, it is recommended to write down the insured person and contact information on the fax. It is said that there is a case that there is a lot of loss and it is not accepted.
■ Apply by mail
Even when applying by mail, call the customer center to apply for insurance money.
Mailing address: (146-23) 6th floor, Meritz Fire & Marine Building, 80 Songnae-daero, Wonmi-gu, Bucheon-si, Gyeonggi-do
It is safe to send by registered mail.
■ Request a visit
You can make a claim directly by visiting a Meritz Fire & Marine branch.
2. Meritz Fire Insurance actual insurance claim documents
Actual expenses of Meritz Fire & Marine Insurance (indemnity medical expenses) Let’s organize the necessary documents when claiming insurance money.
■ Basic documents
– Insurance claim form (including account number): Not required for mobile applications and PCs.
– Personal Information Processing Agreement: Not required for mobile applications and PCs.
– Copy of ID
– A copy of the beneficiary’s bankbook
■ When hospitalized
-Certificate of diagnosis or hospitalization and discharge confirmation (list the name of the disease)
– Receipt for calculating medical expenses
-Details of medical expenses (can be omitted if there is no non-covered medical expenses)
■ When receiving outpatient treatment
– Basic: Receipt for calculating medical expenses (receipt by date and pharmacy receipt), detailed statement of medical expenses (can be omitted if there is no non-covered medical expenses)
– KRW 30,000-100,000: prescription (including vaginal stool classification code)
– Exceeding KRW 100,000: Choose from outpatient confirmation/diagnosis/prescription.
Usually, if the hospital says that they will claim insurance money before calculating the cost of treatment, they will take care of the necessary documents. It is a good idea to make it a habit to bring your documents so that you do not forget to visit again.
For additional insurance claim related inquiries, please call the Meritz Fire & Marine Insurance Customer Center at 1566-7711.