Let’s talk about calculating the amount of farmland pension receipts. For example, if there is a land worth 100 million won, the monthly average is 380,000 won. This is not an absolute number.
It varies a little depending on how you receive it. What do you mean? 5 years, 10 years, 15 years, life sentences can be received differently in this way. It may depend on whether you get it at age 60 or later. 농지연금 수령액 계산
What I said is life imprisonment. Life imprisonment is served until death. And it’s based on what you would have received right away when you turned 60 years old.
What if land prices suddenly rise? 좋은뉴스
If you are receiving a good farmland pension. But all of a sudden, the price of land rises as it is said to be developed. At times like these, you may feel sick to your stomach just because you received a pension. Do not worry. There is a way.
First of all, you have to pay off all the pensions you have received so far. And you just have to come back to the ground. This is an advantageous system for farmers. You can come and sell the land or use it for any other purpose, as you like.
As an aside, the opposite is also true for farmers. What do you mean? For example, let’s say I signed a contract for a land worth 100 million and received 200 million. Then the government lost money. However, since you received more with this, there is no such thing as paying more.
Conversely, if you die after receiving only 50 million won for a 100 million won land. In this case, the remaining 50 million won is returned to the heir. Looking at this, it seems like a very good system.
public notice? appraisal?
When calculating the land value, is it usually 90% of the publicly announced land price or appraisal? It’s the higher price of the two. Usually the price difference between the two isn’t huge. It is said that most of them proceed with the publicly announced price.
Here are the disadvantages of farmland pensions. There is a saying that this official land price is 60-70% of the actual transaction price. It’s fortunate to receive it well, but it doesn’t seem to give as much as the actual transaction price yet.
Of course, if you search the internet, you will find the opposite. There are cases where you bought land cheaply for the purpose of farmland pension, but you receive more as the land price rises. This should be considered a good investment. It’s an exceptional case.
If you are looking for land for the purpose of farmland pension, you should study and buy land as an investment concept. In that respect, the land is good. So far, the area where the officially announced land price has risen steadily will be advantageous. In fact, wouldn’t this kind of land be expensive? The judgment is yours.
Investing carries risks. This means that there may be losses. You get a return for taking the risk. I guess it depends on your own inclination.
How much will you need in your old age?
While listening to a podcast, I heard that the average amount of money needed for old age is around 2.5 million won per month. They say it’s a survey. It’s really ambiguous that this is an average. It can be a lot of money or not enough for each person.
The maximum amount you can receive as a farmland pension is 3 million won per month. To receive this, you must have land of about 800 million won at the official land price. Not many people have land like this.
I don’t think there is any need to get too frustrated. It’s not perfect, but there is a way.
After all, you should know me.
You need to know how much you need per month. The best way is to write a household account book. It’s not that I don’t know it all, but if I write a household account book for several years, I can figure out how much money I need.
If you know this, you will know the money I need. Anxiety about money is reduced. People usually think of household account books only as a way to save money. Household account book is the process of getting to know yourself.
For example, let’s say there is a person who likes to travel. It means a lot to him to arrange travel expenses for a year. Then this person must make sure to arrange travel expenses every year.
Then he has to find the money he can cut down on for this travel expense. For example, you need to drastically cut down on things you don’t like, such as alcohol, clothes, and coffee, but continue to spend.
In the end, you spend your money on the things you love and don’t spend the rest. If you practice this, you will develop a consumption habit that suits you. Even if others think travel is a luxury, it is consumption that has meaning in life.
So you have to study.
You need to study money. Is our country a developed country now? However, the problem is that financial knowledge is at a very low level. Our society is preoccupied with college, work, house, land, and car. I only think about making money.
Author Kim Seung-ho, who wrote <The Properties of Money>, says this. Money must have 4 abilities. The ability to make money, the ability to collect, the ability to keep, the ability to spend. These abilities are all different abilities. I think you can get closer to happiness only when these 4 abilities are balanced.
How good are these days? It doesn’t have to be a book or a boring lecture. Even if you turn on YouTube or TV, it tells you the economy in a fun and easy way. No hidden information either. Just do a search and you’ll find it. It’s a world full of information.
Of course it’s hard. But as long as you endure this pain, the money will protect you. Money has the power to protect you and the people you love. The best value of money is the freedom to do what you want, when you want, with who you want, where you want.
Not many people know how to manage and prepare money. No one tells you, and there’s not much to learn. So, there are many cases where I become a social freshman and study hard after playing for about a year.
Even if you are not very interested in money, I think you should study money. Because. Being not interested in money can mean that you are happy with little money. Then shouldn’t I spend that money effectively and right for me?
The same goes for preparing for old age. You must know yourself and raise the quality of your life with the new knowledge you have learned through study. Money is only a means to happiness. I know money isn’t the best.
However, sometimes in life there are moments when money becomes the best value. Unexpected accidents or large sums of money may occur. At such a time, a great ordeal comes upon us without thinking.
We must prepare one by one for that time. It’s important to enjoy the present, but it’s also important to me in the future. A lopsided life can be a bit risky. Living for too much money is also risky. It is dangerous to think too much of the present.
Of course, the most important thing is your own opinion. So I have to keep observing myself, studying and asking questions. Am I really a YOLO? Or do you like money? somewhere in the middle
concluding
So far, we have talked about the calculation of farmland pension benefits. As I was writing, I was hesitantly writing down my thoughts. I hope this person thinks this way and thinks through it. Because what I’m saying is not the answer. Thank you for reading until the end of the article. He was a shy farmer. thank you